Legacy Visa Aka First National Credit Card
Pre-Approved Credit Card Scan

I received a pre-approved application for a Legacy Visa Card for up to a $1500 credit limit in the mail. They asked for a processing fee of $9.00. I decided to check on the staus of my application and decided to see if there was a web address rather than calling long distance.

Well! To my surprise when I did a search on the web for this company, I noticed a consumer alert in the returned results for my search. I then researched the consumer rip off report and found several horror stories on how this company had ripped people off.

Immediately, I called the company and spoke to a customer service representative to cancel my application. It is true, that if approved your card is automatically charged a $119.00 introductory fee, plus a $6.00 monthly fee, and a $56.00 annual fee. This totals to $181 of charges placed on your account prior to you receiving your card. These charges are not specifically explained in the introductory offer. However, in the small print it states in small print that most customer receive a credit limit of $250, but due to fees billed on your first statment your available credit may start out at $75. Truly a RIP OFF!

I insisted on a physical address to write in order to get my $9.00 reimbursement.

Company: Legacy Visa Aka First National Credit Card
Country: USA
State: South Dakota
City: Sioux Falls
Address: 500 East 60th Strett North
Phone: 6057823390

  <     >