Great Seneca Financial Corporation - Derrik E. Mc Gavic
Great Seneca Financial Corporation - Derek Mc Gavic On March 21 the Law firm of Derrick E Mc Gavic reached into my personal bank account with Washington Mutual and took $1400.00

The "Garnishment" devistated me. It took me a year at my present job to save up that money. I was saving it for a trip to California to visit my family and take my 3 children to Disneyland. I am a single mom who barely makes it each month paying all my bills on time and I rely on the state to assist me with the cost of Child care or else I could not afford to work. They obtained a judgment against me which, at that time, I assumed was bogus back in 2003. I had never heard of Great Seneca and I had never been served with a summons or notice to appear in court, so when I recieved the notice of judgment in the mail one day I disregarded it as hoax, a scare tactic being used by some debt collector.

My mistake for not looking into it but I was busy with three kids and trying to make ends meet. Apearently the debt was originally a credit card I had in college with Aspire visa. My credit limit on the card was only 700.00 dollars which I maxed one day when I needed to pay a some bills I believe. I am not completely certain what I charged on it but I am not a shopper. According to my credit report. My debt with aspire was 975 after intrest was added.

The debt was written off by aspire and it appears was sold to OSI in Feb of OSI then sold it to Great Seneca on May 7. Who obtained a judgement against me by default on 11/28. When I contacted the Law office of McGavic who is doing Seneca's dirty work, I was told the monies taken were not refundable. I informed them I had never recieved any notice of court procedings that could result in a judgment against me. I was then asked by Deana Sharp "What would you have done had you showed up in court? Would you have denied that the debt was valid?" I answered that I was aware I owed Aspire Visa.

I also asked how the company obtained my informatin to which she bragged about her expertise at finding personal information on people including where they bank, work, live and keep any kind of money. The garnishment document alleges that I owe a total of $2714.23 in origional debt, interest, and court and legal fees. I have made a request for any and all information regarding my debt and how Great Seneca came to "Aquire" it. Kristen Fenny, there compliance lawyer - or so I was told she was - was reluctant to provider the information to me. She said she has never had a request for such information. I told her I am entitled to that information. I was told that she would have Deana issue that paper trail to me. I am still going to send a certified letter to them requesting the documents. I can't let this go.

No matter how small the amount of money seems to others. I worked hard for every penny of it and those bottom feeders took it all without a bit of remorse or concern for how I would pay my bills or even keep my housing and care for my children. They are still threatening to take more money from me. I have to stop them somehow. I would rather pay a lawyer what they took to countersue them for unlawfull debt collection practices or whatever I can sue them for.
I would appreciate any advice on how to deal with this matter. Is there some way to put this company out of business???

Tara
Portland, Oregon
U.S.A.

Company: Great Seneca Financial Corporation - Derrik E. Mc Gavic
Country: USA
State: Oregon
City: Eugene
Address: 1666 W 12th Ave
Phone: 5414854555

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