First Convenience Bank
Overdraft/Pending Transactions - Overdraft Fees

Is it legal to charge an Overdraft based on a balance that is only negative $2 due to PENDING TRANSACTIONS? The online account shows an overdraft already charged before items even POSTED to the account! I was able to make a deposit to bring the account positive before the items posted. How can this be legal?

Company: First Convenience Bank
Country: USA

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