Global Financial
Ripoff

Well, like the rest of you, I was wronged by this so-called Global Financial.

My husband and I have not been out on our own very long (we're in our early 20's), we both work dead-end jobs and are living in a one-bedroom apartment. Needless to say, not many credit card companies want to take a risk on us and our complete lack of credit history so we've been turned down in the past when we've applied for cards.

When I recieved a call from a Global Financial wanting to offer me a credit card, I was thrilled and didn't find anything suspicious about it at the time since I'd sent in a few online applications and figured it was just one of them getting back to me. Looking back on it, I wish I had been a bit more wary. Solicitors, in my past experience, when they roll you out of bed at 7:30 AM, are very apologetic and ask if they can call back later. Global seemed very pushy and determined they were going to dance rings around me while I was still groggy and disoriented (probably the way they preferred to deal with their "customers").

Anyway, I was presented with an offer for a credit card with a $2500 maximum and $100 in free gas coupons. It seemed like an amazing offer for what they were asking, and I readily accepted. After finally paying off my husband's ER bill from nearly a year ago, we had been able to start getting our noses above water again and had squirreled a little more than $300 in the bank, which was a welcome change of pace from the negatives we had gotten used to. When this company informed me that I would need to cover an up-front fee of $221.95 to recieve my card, I agreed.

The funds were removed from our account a couple of weeks later via a direct transfer, and then we heard nothing. Calls to Global Financial were met with song-and-dance routines about how they had a backlog of customers to work through and that they were shipping out cards as they got accounts squared away. We were assured that we would get ours shortly.

Ironically enough, about a week ago, we got a call from a company calling themselves Premier Financial (Another scam company, by the way. Not sure if they're a rival scam or just another offshoot of Global) saying that we had been approved for a card. When I told them we were already going to recieve one from Global, the operator seemed flustered and explained that Global was a scam company mimicking them and stealing their business and I should try to get my money back as quickly as I could.

Distressed, I placed a call to my bank and was directed to the bank that Global had been working through. The operator there explained that Global Financial had closed its doors a week ago and gave us an address to write to to try and reclaim our money. At this point, we're not holding terribly high hopes in getting it back, but we will certainly do what we can.

To the former Global Financial employees who are trolling this forum and have the absolute audacity to jeer at the wronged people who are filing rightful claims against your company, how dare you try and place yourselves on a pedastal above everyone else here? I've been sickened and appalled at the reponses I've seen to upset people you've conned for your 200-plus dollars where you laugh in their faces.

I, personally, do not care if Global was, at one time or ever, an honest company. The point is, you've ripped off countless people, stolen money, betrayed trust, and now are trying to justify yourselves on the premise of "Oh. Well... You should've known better. You went through verification, blahblahblah"... YES these people went through verification and agreed to your terms because they were told they were going to recieve a credit card. The fact you are trying to use a falsified recorded contract (which, by the way, you are in breech of) in your defense just shows off the limited arsenal you're truly attempting to work with.

Enjoy my money. I hope you choke on it.

Company: Global Financial
Country: USA
State: Georgia
City: Atlanta
Address: 2625 Piedmont Rd. Ste 310
Phone: 8664114466

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