NCO Financial Systems
Sent me a letter stating I owed a substantial amount of money from a credit card in 1988!

I had a bankruptcy in Feb 1993.6 months prior to that I had hired a bankruptcy lawyer and was told to cut up all my credit cards which I did in his office.
Bankruptcy was discharged on Feb 1993. Last week I had received a letter from a collection agency named: NCO financial systems Inc. The correspondence that indicated I owed 19,397.40. On a original balance of 5,655.08! Is this collection attempt legal after 16 years? They said my last payment was on July 1992, and the card was opened in 1988. I do not remember having this credit card. They do not have any other information on this account other than this last payment I had made prior than my bankruptcy. It was also the only time they had contacted me and I live in my home 11 years now. Even other address before that I had never been contacted about this credit card. And the Interest accrued to 13,742.32! Is this attempt legal? Any help would be greatly appreciated. I also ran a credit report from three major credit bureaus and my credit is excellent. No record of the account number was on the report from the statement NCO had sent to me.

I believe this fraudulent and should be investigated. Also a letter that they had faxed us the original amount stated on the original statement is 19,397.40 and on the faxed letter the amt owed states 19,414.75 showing that the account is accruing interest within days of the letter I was sent! Something is definitely wrong here. Please investigate!

Company: NCO Financial Systems
Country: USA
State: Arizona
City: Phoenix
Address: 2020 N. Central Ave Suite 300
Phone: 8009336736

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