Capital One Auto Finance
Extra payment drafted after payoff and refund of only $2.27

Cars & Transport

I paid my account in full on 6-18-04 and the company still drafted an extra payment of $384.52 on 6-21-04. At this time the account history showed this transaction.

I contacted Christine, the supervisor, and she had me fax a copy of my bank statement showing the debit and a cover letter. I complied with both on 6-29-04. To date there has been no credit.

I left several phone messages for Christine and received no return call. Hmmm, go figure. Still no refund as of August 1st. Now I am getting mad!

Today, August 3rd, I went to the account information and my account with CapitalOne does not even show they debited the money on 6-21-04. To make matters worse, I received a check from the company for $2.27. I wonder how many people they have scammed out of an extra payment with this procedure. I intend to contact a lawyer and have this investigated. It is not the money anymore, now it is the principal of the matter!

In short, my bank records CLEARLY delineate the draft taken on 6-21-04, their account used to show the same line item, not it is missing and they are trying to pay only $2.27! I hate mean people!

Time to take action


Company: Capital One Auto Finance
Country: USA
Phone: 8006891789
Site: capitaloneautofinance.com
  <     >  

RELATED COMPLAINTS

Capital One Auto Finance
Unauthorized Auto Loan Payment Taken From Bank Account

Capital One Auto Finance
Extra Principal Payments Applied to Another Account

Capital One Auto Finance
Cleared Check Not Recorded, Payment Shown Past Due

Drive Financial
Extra payments missing, double withdrawal and overdraft fees after bank change

Vanderbilt Mortgage and Finance
Extra payments recorded as regular payments, blocking early payoff

Capital One Auto Finance - Capital One
Draftting bank accounts after being told to STOP

Capital One Services, Inc
Payment sent to invalid account number not applied or refunded

Capital One Auto Finance
Lost payment, harassing calls, and calls after refinance

Wells Fargo Auto Finance
Extra Payments Never Applied to Principal on Auto Loan

Capital One Auto Finance
Auto Loan Payoff Not Posted, Default Notices Sent