Roma Acceptance - Auto Finance-foothill Nissan
Rip-off financing-disrespectful employees-unreasonable high interest

Purchased my first car, a 1997 used Nissan Altima in July.

Throughout the years, invested about $2000 worth of upkeep. Recently I was in a car wreck, and the Altima was totaled. With 3 months of payment left to payoff, it simply was not worth the repairs on the car, or having that on my record at the insurance company. I got three quotes from collision companies, and they estimated no less than $8000. Keep in mind, that the blue book value on this car today, at the very maximum, is about $3500.

I decided to call Roma acceptance (may) to find out what I owed on the car. The total was about $3500. When I asked how much I had already paid on it, I almost fainted when he told me, $21,392. I could not believe that I had already paid this car back at LEAST 3x what it was worth. I realize that as a consumer, this was an oversight on my part, but 22% interest did not calculate in my mind until today.

Not only was the person I spoke with loud and insensitive, but MR RIVERA was also VERY rude. He made it very clear that I had no other choice when I signed the contract, but that I by no means have the right to ask if they'd be willing to just squash the contract. I know that I was still going to be stuck with the remaining balance, but people out there should be aware of FOOTHILL NISSAN and their "private" finance companies. I tried to do research on this ROMA ACCEPTANCE, but could find NO information or their existence of even being a legitimate finance company. When I called to get further information, none was given.

ROMA ACCEPTANCE, whether part of Nissan or not, is a total rip-off. People need to really be aware of the kind of finance company this is.

Company: Roma Acceptance - Auto Finance-foothill Nissan
Country: USA
State: California
City: LA CRESCENTA
Address: 3333 FOOTHILL BLVD
Phone: 8182363267

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