Dave Sinclair Ford
Dave sinclair auto group unfair auto loan rates!

Cars & Transport

I went to Dave sinclair Ford one day when i got off early from work, decided to buy a used truck. Ok no big deal right? Well well after i found the truck get to the finanace dept. And see that the pmt is a little high but o'well its ok. Then i see that the rate is 15.5%!!!???!!! What! Well sir "its because your credit score is in the 500's... So i asked who they used for credit reporting, he stated everyone in the car industry uses equafax! That sucks b/c i have a 780 score with transunion.

Yesterday i go and buy another car from a diffrent dealer, scores still the same (all three)
i was floored when i was given a 4.3% rate. I asked the finanace guy who he pulled credit from, he stated the auto industry as a whole uses transunion unless they go after subprime customers!!!

So they beat me up on my lower of the 3 scors just to sell the higher rate.
Now in the housing market that would be a violation of ECOA, i wonder if there is a law for that.

Dont use dave sinclair for any of your financing!!!


Company: Dave Sinclair Ford
Country: USA
State: Missouri
City: SAINT LOUIS
Address: 7466 South Lindbergh Boulevard, 63123
Phone: 3148922600
Site: davesinclair.com
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