Geico
Motorcycle policy cancelled after unpaid uninsured motorist charge

I obtained car and motorcycle ins. From Geico after the expiration of my previous policy.

I received thick packets for both my motorcycle and car. Breezed through them and put them away. I received all kinds of Geico mail after that, glanced briefly and put it away, not interested in increasing or adding to my policy and feeling most of it was typical junk mail.
I received a cancellation notice for my motorcycle ins 7 months later.

I called to find out why. It was stated that since I did not respond rejecting the uninsured motorist insurance I was force charged $200. Since I didn't pay the $200, The actual $200 that I originally paid for my motorcycle coverage was then transferred to the uninsured motorist payment thereby cancelling my insurance with still 5 months left of coverage.

This did not occur with my car ins. Coverage with Geico and this did not occur in any of the many policies I've held previously in my 24 years of vehicle coverage.
How is this legal.

I was not informed at any time in my obtaining this insurance that were I to not refuse this coverage I would be automatically charged for it and in the end my policy would be prematurely cancelled.

How can they do this?

As a fixed income person, my registration is now suspended on my motorcycle until I establish a new policy which I wouldn't have to do til April.

Company: Geico
Country: USA
State: District of Columbia
City: Washington
Address: One Geico Plaza
Phone: 8008417475

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