Bank of America
Overdraft Fee Charged After $250 Cash Deposit Same Business Day

I wrote my dad a personal check on May 22 for $250 to cover my monthly rent for July. He deposited the check into his ATM at Chase Bank down the street from this Bank of America at 7:30PM on May 22, after banking business hours for both banks. When I went to deposit the $250 cash to cover the check on May 23 around 11:30AM the next morning, they had already cashed and processed my personal check and Bank of America charged me a $35 overdraft/NSF fee! I paid the $250 at the teller window and my receipt showed a $-34.80 balance. I requested to see a personal banker and waited for around twenty minutes to have this fee reversed. I talked with the personal banker and she tried to tell me that three other pending charges were the reason why my account was charged a $35 fee but the fact was those three charges had already cleared as the money to cover them had already been removed from my account. Those three transactions I made online were from May 18 and May 19. They pretty much said there was nothing they could do to reverse the fee even though I covered the $250 on the same banking business day. I left for a few min and then returned to *sigh* pay the $35 fee so that I can close my account for good. I will never, ever, bank at Bank of America again for as long as I live.

Company: Bank of America
Country: USA
State: California
City: Costa Mesa
Address: 2701-C Harbor Blvd
Phone: 7143382317
Site: bankofamerica.com

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