Plains Commerce Bank
Ripoff Very Expensive

The Plains Commerce TOTAL Visa is very expensive. I have had the card for one year and have paid enormous fee's for the card, however, my beacon score was 520 when I received the card a year ago, it is now 685. This is the only card that I have.

Like most everyone else, my initial credit limit was $250.00 - which was ALL fee's that have to be paid down. They keep increasing my limit every three months! I am now at $2,500 credit limit. No one else would issue a card to me at the time.

Yes, it is expensive. Yes, it takes two weeks for your payment to go through. But you will get increased credit limits and a nice raise on your credit report scores, then you can scrap this TOTAL card and get one from your bank.

Their program worked great for me, however, their was a cost! But, when you have bad credit, there aren't too many options!

Company: Plains Commerce Bank
Country: USA
State: South Dakota
City: Sioux Falls
Address: PO Box 89940

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