Discover Financial Services
Discover Card ripoff Over the limit charge for balance transfer fees on new account

I received an offer in the mail for 0% interest for 12 months and 13.9% thereafter. I had a Discover Card years ago and cancelled it because their interest rate was much higher than my other cards. But this offer sounded really good so I applied for the card and requested two balance transfers.

My card was approved but my limit was less than the amount I requested transferred. The application says: if your credit limit is less than the requested transfer amount, they will process lowest amount first and partial on the other.

They processed my balance transfers for the total amount of my credit limit and then the balance transfer fees put me over my limit by $41.00. So I called customer service and inquired about the fees putting me over my limit. I asked the rep if I would be getting an over the limit fee for this and he said yes.

I could not believe it! I explained to him that this is a new account and I have not charged anything on it and that it is their fault that my card is over the limit. He said there is nothing they can do about it. So I asked what the charge would be and he said $35.00.

Well I hope they enjoy that extra $35.00 they ripped my off for because I will be transfering the existing balance off of this card before the 0% deal ends! They will not make any more money off of me!

Company: Discover Financial Services
Country: USA
State: Utah
City: Salt Lake City
Phone: 8003472683
Site: www.discovercard.com

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