Camco
CAMCOn Ripoff where do they get these people sample cease & desist lette

My husband joins the latest of the potential victims of SCAMCON, receiving a letter on Jan. 21 demanding $13,408.98. The letter referenced a company with which we currently do business with an excellent payment history. We were confused, but knew we couldn't ignore it, as it seems like more and more people enjoy trying to see how they can screw the most people out of the most money.

We called our company and of course, they had no idea what we were talking about. After an investigation, we realized what had happened. Many years ago, my husband had an account with another credit card with a similar name. That debt had been discharged in 1986.

Panic was beginning to set in and I remembered this site. I've been helped before (just a month and a half ago) in dealing with my previous mortgage holder, Aurora Loan Services (or Absolutely Lacking in Scruple). Note use of the word "former" We refinanced to get away from these sharks, and the prepayment penalty was worth every penny.

So, the point is... I thought I'd post my cease and desist letter for anyone to use, or build upon if that will help anyone out there who is being approached by these parasites. Writing letters like this is one of my favorite things to do, so fill in the blanks, add your own favorite phrases... And enjoy my little touches, like "Hence, I don not require your services..." v. Their "Hence, if you pay the amount shown above..." AND by all means DO call them a collection agency—you know they love it.

Dear

I am writing in response to your letter of January %, alleging a balance on a % account.

This matter was dishcarged in %and even if it had not been, the %year statute of limitations expired %years ago. Hence, I do not require your services, or those of any other collection agency.

This will serve as your legal notice under the provisions of the Fair Debt Collection Practices Act, to cease all communication with me in regard to the above referenced account.

Should you chose not to comply, I will immediately file complaints against you with the Federal Trade Commission and with the Attorney General of the State of %, aggessively seeking all civil and criminal rememdies allowed.

Thank you for your anticipated cooperation.

So there it is. I hope it will help even one person get these jerks off of their backs. I have been helped by so many on this site, I hope to pay back to some degree with this letter. Take care of yourselves.

Company: Camco
Country: USA
State: Illinois
City: Rockford
Address: P.O. Box 5087
Phone: 8668302986

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