Care Credit/GEMB
Disputed Late Fee Now Blocks Home Refinance Without Payment

I opened a Care Credit account to pay for veterinarian charges. I was paying as agreed for some time. The first time I saw one of their $39 "fee" charges I decided to pay the rest of the account in full (approximately $350). Then I receive a notice that I have a late charge to pay for this final payment. This was an outright lie. I refused to pay it. Now years later they have tacked on an extra $450 in interest on this fictitious "late fee". They have called multiple times trying to obtain payment and I've always refused, telling them I don't care if it gets to $4 million and fifty I'm not paying what I don't owe. Well now in order to get my home refinance with the great interest rates going on now I have to pay them this blackmail fee. Why are they and other low-life companies like them allowed to continue to do this? I should also mention a funny related story. I wanted to open a line of credit at a hardware store so I filled out the required paperwork. The employee of the store congratulated me as he handed me my new credit account. When I saw it was Care Credit I almost had a seizure! I immediately ripped it up and called and canceled it. Had I realized it was with them I wouldn't have begun the process in the first place. Wasn't it strange that they would have approved it anyway given the fact that they thought I owed them money from a previous account? Stay away from Care Credit/GEMB. You'll be sorry if you don't.

Company: Care Credit/GEMB
Country: USA
State: Texas
City: El Paso
Address: P.O. Box 981439

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