Bank of America Home Loans
Unfair reorting of negative credit history

To whom it might worry,

This notice is in reaction to lender of America’s newest answer my continuing challenge over a-6 month moving late-payment that seems on my credit history for my mortgage payment for consideration. I don't challenge that I skipped a cost in March.in my opinion the cost to get been delivered, but never obtained. Sadly for me personally, I will create no-documentation to confirm this. I had been NEVER approached via email or telephone by Lender of America when this happened. (How an establishment of lender of America’s dimension can't contact a person if you find a “problem” having a cost is beyond me. Every additional lender and lender in the united states appears to be ready to do this.) I extended to create funds thinking there is not a problem, having no cause to consider so.

In July I had been informed by telephone that the cost have been overlooked in March. I quickly created another cost to obtain “caught up”. I had been still along the way of the breakup and was really persistent about guarding my credit rating when I realized I had been experiencing purchasing my ex wife from the home and will have to refinance the home in my own name alone. For nearly three years I created all my funds promptly, regardless of the tension and cost of the breakup. I skipped one cost, but from the period I had been informed about this, the problem had produced a set 6 overdue obligations that have been documented towards the credit agencies AND INCREDIBLY adversely influenced my credit. I've repeatedly requested Lender of America to deal with this case to no avail.

At worst, lender of America is careless in not informing me of the issue regarding my bill. Their bad customer support and dubious inaction has triggered me substantial monetary damage. I'm discovering it difficult to refinance my home (that we have now been requested from the courtroom to complete) due to six months moving overdue payments which was trigger by ONE transaction not obtained. At-best this really is all a misunderstanding that may simply be solved by Lender of America when they had any decency or feeling of customer support. I've submitted a challenge with all three-credit agencies - Experian, Equifax, and TransUnion. I've also submitted a Using The Commissioner of Economic Legislation for that State-Of Maryland. Bank of America promises they've “thoroughly investigated” the problem and uphold their damaging reporting on my credit rating.in light of the damaging press protection of the financing techniques, you might believe they'd most probably to solving this case amicably. Nevertheless, knowing in the tone of the client support people I've handled about the telephone and by email, this isn't the situation. I'm discovering every accessible way to have this continuing challenge resolved and fixed. Any help you are able to provide could be greatly appreciated. Thanks ahead of time for the interest and thought within this issue. Please feel liberated to contact me by email or phone.

Company: Bank of America Home Loans
Country: USA
State: California
City: Simi Valley

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