Visa Aspire
Gave then took away before even using the card

This is my first experience with a credit card and probably my last. I recieved an offer in the mail for an Aspire Visa card with $300 credit. Filled out everything and sent it in. I was approved. Got card in mail and had to send in $20 to accivate it.

Called their number and was told I could give a check over the phone I said the funds were not in there yet as I get my checks on the 3rd of the month. Was told I could go ahead and give them a check and they promised they would hold it till then. Well like a dummy I did it. Okay I haven't used the card yet and I get my first bill and already owe them 220.00.

Besides that they sent my check in early and it bounced causing an overdraft on my accound and a charge with my bank of 27.00 Plus aspire charged me 35.00 because of it. I have not used my card the first time and this company has already taken back half of the credit they gave me. What a RIP OFF. This is not fair. They have charged me 6.50 monthly account maintenance fee
29.00 account opening fee finance charge
150.00 annual fee
35.00 non sufficient funds fee

For a total of 220.50 which is almost all of what credit they let me have.

So I ask myself what good did this card do but get me deeper in debt with nothing to show for it. If anyone knows anything that I can do please let me know. Please if you are contacted by VISA/ASPIRE please decline to take a chance like I did. I also called and asked them if my card has not been activated for use how can they charge me these fees already. They said because it was an open account.

Company: Visa Aspire
Country: USA
State: Georgia
City: Columbus
Phone: 8668166993
Site: aspirecard.com

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