Providian Visa
Ripoff abused & mistreated

Business & Finance

I have had my account with Providian for three years and my credit report reflects that I have NEVER missed a payment to providian or any of my other credit cards. I keep the account balance paid down and often times pay the entire balance in full. When not paying the balance out and out I make a substantial payment bi-weekly.

I recenltey recived and upgrade from Gold to Platinum which decreased my interest rate. Three months later I get a notice in the mail saying that my account has been sold to Aspire Visa. This is ridiculous! Aspire is notorious for ripping of clients and stealing money with incredibluy high intrest rates.

Now my credit report will relflect that this account was closed by the credit grantor and my FICO score will decrease due to having a closed account. I feel like I have been raped so to speak. How can big companies like this take advantage of people like me? I am trying to work and make a living and have ALWAYS paid my bill on time to providian and everyone else that has given me credit and now they sell my name to a higher interest company for the sake of earning another dollar? This is crazy and it should be stopped.

My credit history is forever scarred by a big name company with the guts to cut the little mans throat for trying to be an "on time" customer.

PLEASE HELP~! If you see that you can help me in any way, please do so. The balance that I owe to "aspire" is not that substantial and I will make immedaite payment to close the account but then my credit report will show two closed accounts, one to providian and one to aspire further lowing my FICO score and putting my financial freedom behind bars for a few more years.


Company: Providian Visa
Country: USA
State: Texas
City: Dallas
Address: P.O. Box 660490
Phone: 8006478641
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