Bank Of America
Overdraft Fee Charged Even Though Earlier Deposit Was Made

Business & Finance

So my boyfriend started his bank January of this year and we had no issues with it till we started using the debit card more often. I noticed that my balance would shift around and I got onto my online banking and noticed that there was an overdraft fee. I called the bank and asked what it was for I had a negative of $32 I do believe and they said I had made a purchase with NSF and first of all I was supposed to have overdraft protection. But that didn't kick in I had verbal confirmation that if I was short money my card would not work. However I asked if the deposit I made had gone through yet and they said it was made after the Overdraft. I assured them I went to the bank on my way to the mall and there should still be about 40 in my account. After making the lady read me off the time stamp on my deposit and on my purchase go figure it was a computer error so they dropped that charge.
A few months had passed and we had a few issues but nothing they would fix after a few yelling matches.


Company: Bank Of America
Country: USA
State: California
City: Bakersfield
  <     >  

RELATED COMPLAINTS

Bank Of America
Overdraft Fees Charged Despite Positive Account Balance

US Bank
Pending Deposit Holds Led to $549 in Overdraft Fees Over Five Days

Bank Of America
Five Day Hold on Deposit Led to Multiple $35 Overdraft Fees

Old National Bank
Overcharging unnecessary bank fees and overdraft fees while offering overdraft protection

Alexander Gitin
Capital One Bank Overdraft protection My A

Wells Fargo Bank
Overdraft Fees Not Shown as Pending Cause More Bounced Items

Bank Of America
Pending Transactions and Deposit Hold Led to $175 Overdraft Fees

Bank Of America
Overdraft Fee Charged for Pending Authorization That Fell Off the Account

Bank Of America, N.A
Four Overdraft Fees Charged on Pending Items Though Ledger Balance Stayed Positive

Bank Of America, N.A
Online Banking Design Forces Overdraft Fees, Lawsuit Sought