Cardmember Service
Letter on changed terms for a card I never had

I received a letter in the mail addressed to me from Cardmember Services in Fargo, ND. It stated that the terms of the agreement for the card number ending in 0899, giving only those digits, were being changed. I have no credit cards at all, only a debit card, so I am sure something is wrong.

The letter had no phone number, saying I could call the number on the back of the card, which I do not have. It says I must reply in writing to dispute these changes. If I do not reply, will that constitute acceptance of a card with really bad rates and most likely yearly rates that I would owe immediately?

What can and should I do about this? Is this type of thing legal?

Thank you very much in advance to anyone with advice. I would really appreciate more knowledge than I have now.

I found this page by putting the Fargo address into Google, so I am hopeful for info.

Company: Cardmember Service
Country: USA
State: North Dakota
City: Fargo
Address: PO Box 6337

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