Old Navy
Unnotified Credit Card Limit Decrease

Our Old Navy charge card restriction is $1,750 that we never achieved; I Have had it for 3 years. Recently I reduced the present stability (around. $800). Our last declaration was obtained on Nov. 30 needing the absolute minimum cost of $10 having a stability of $60.00. A few months later I visited my nearby Old Navy shop to buy some issues so when I offered the worker my charge card she introduced it had been rejected. She subsequently named customer support, where she in addition to myself were educated that my borrowing limit have been reduced to $100 which a notice have been delivered to me on Dec. 4th. I had been buying Dec. 6th. I am aware that every modifications in credit limitations ought to be informed before the real decrease. Used to do not know of the decrease till I visited the shop to buy. Is the fact that authorized? I have been studying and I realize that plenty of businesses are lowering their outlines of credit, but is not there a regulation that shields the customer of going right through this kind of embarrassing experience? I taken care of the things money, but I came across the event to become really degrading and undeserveful. I've usually compensated promptly and also have an excellent credit price. Please recommend is there's any legitimate motion for insufficient appropriate notice. Thanks.

Company: Old Navy
Country: USA
State: New York
City: New York

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