US Bank
Small Checks Posted After Larger One Multiplied Overdraft Fees

Business & Finance

I opened a "free" cking account with US Bank early this year. In April, I did make a small error, which I admit, and my ck, acct was overdrawn by approx. $40, however, I was not aware of that fact for a week, and sent out several small checks (less than $20/ea.) US Bank charged me $35 for the "mistaken" ck, then charged me $35 for all the small charges and cks, one was for $3!! When I brought my payck to deposit, and receive money back for food, etc. The teller said I was now overdrawn by $175.00, and could not receive money back. All attempts to talk common sense to the Branch manager was like talking to a brick wall, they wanted the 175 plus $7 day. I explained that I realized I made an error, and was willing to pay the $35, but not for the other very small cks, which the bank put through after the larger one, so that they could collect fat fees, all with a $35 fee. Several E-Mails and phone calls resulted in nothing, now US Bank has turned my acct over to a collection agency, with a price tag of $685!! This from an original overdraft of only $40!! Do not deal with US Bank!!


Company: US Bank
Country: USA
State: California
City: Escondido
Address: 125 N. Broadway
Phone: 7602337900
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