Providian national bank
Ripoff

Im very surprised that i got taken like this, but first

Time for everything. Got mailed an promo for visa card and

To transfer my high interst balances for nothing and a o%

Rate for a year. Having a card that was approaching the

End of its o% time ifigured i would transfer the 6000.00

I owed on it. My credit is great and figured what the

Hell another year with no finance charges. Mind you i

Have credit cards with a 15000,30000,12000 dollar

Limits. Well you can guess i was a little shocked when i

Got the letter stating that i was appoved for 3000.00, i

Laughed but the nice people at providian transfered

2700.00 for me. So what the hell ill just pay off what

They didnt transfer end of story. Well today my staement

Came from providian and there was a finance charge of

23.58 on it, well i thought this must be a mistake, so

Icalled them. I spoke to a pleasant lady she wasnt rude

But told me if you transfer more than a 100.00 than the

Purchases are 0% and the rate for the transfer is

11.99, the highest card i have is 7.99, so iasked her why

Would i do that she told me just pay off the card. So i

Called back to get a payoff and was told we can give you

An estimate of 2790.00. This is a bad compay and a bad

Way to do business. Iadvise anyone out there not to take a

Credit card from these people.

Company: Providian national bank
Country: USA
State: Texas
City: DALLAS
Address: PO BOX 660596

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