Asset Acceptance Capital Corp
Paid Gateway Debt but Collector Reopened Account After Dispute

About 8 years ago I took out some credit with Gateway (The computer company). I fell on hard times and wasn't able to pay for it. Asset Acceptance was the creditor that I dealt with. It took me a few years to get myself straight and pay off the debt. I paid it off about three years ago. And am debt free. I recently wanted to buy a house so I pulled a credit report and wanted to see where I stood. I had several accounts still listed as open even though they had been closed for years so I contacted each company and asked that it be corrected. Every one complied, except Asset Acceptance.

They replied with I had to contact a third party company and they wouldn't help me. I asked why when the account was listed with them and they never replied and just ignored me. So I filed a dispute and had the info removed from my credit. Two months go by and I was alerted to my credit score changing. I checked and Asset Acceptance reopened the account and reported negative information against me, which dropped my credit score by almost 50 points.

What can I do to stop this crap from happening again? I filed another dispute, but if they keep reporting it, I will never be able to get a house.

Company: Asset Acceptance Capital Corp
Country: USA
State: Michigan
City: Warren
Address: P.O. Box 2036
Phone: 8005459931

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