HSBC Bank Nevada NA Direct Merchants Bank
Cancellation of a 21 year old account with 15000 credit limit due to 6 months inactivity Casa Grande Arizona

Business & Finance

This is the most ridiculous thing I have ever heard. You must use your credit card constantly or it will be cancelled. I opened this account in 1987 & my credit limit was 14,900. The last item I charged was $293 in September.

I receive a letter telling me the account was cancelled due to inactivity. I tried to access this account online & it was closed also. I ran my credit bureau and it stated that I closed the account. NOT!!!

When I called and asked to speak to a supervisor the response I got was that at their discretion any inactivity from 6 months to a year can be cancelled. I told them I had 6 months inactivity and it was a 20 year old account & I wanted it reactivated. They flat out refused & told me I had to reapply.

This is so ridiculous and in my opinion bad business!!


Company: HSBC Bank Nevada NA Direct Merchants Bank
Country: USA
State: Nevada
City: Las Vegas
Address: Po Box 98707
Phone: 5204212820
  <     >  

RELATED COMPLAINTS

HSBC Direct Merchants Bank, HSBC Bank, Nevada
Closed 15 year old account w/perfect credit history for 6 mos "inactivity"

GE Care Credit
Close Account With No Warning

HSBC Credit Card Services
Deceptive Company Charges Annual Fees After Closing Account due to Inactivity!

Payza.com
Former AlertPay Inactivity fee

E Trade
E Trade is stealing money from me with fees and terms I never agreed too! Arlington Virginia

Direct Merchants Credit Card HSBC Bank
Credit Card Cancelled for Lack of Use

CareCredit GE MoneyBank
Account Closed reviews - CARECREDIT CREDIT CARD

Charter One Bank
$20 balance turned into $167 overdraft fees after $25 inactivity fee

Hsbc
HSBC Credit Card, HSBC Bank HSBC Closed Account in Good Standing Without Notice

WAMU - Washingmutual
Closed my CC account due to inactivity without any email/phone/letter of any kind