Bank Of America
And D

Business & Finance

I am internation student in the USA. I have been customer for Bank Of America almos 2 years, and now I want to close my accounts which I am having with them right now.in lat week, they charged me almost 1000 dollars for Overdraft Item Fee, and They gave me stress for my life. I am student, so I don't have enough time to log in to my account and check my account everyday.

I spent money and owned them only 200 dollars. They didn't let me know. They sent for me with an email your balance is 0 or Overprotection applied when they already charged for Overdraft Item Fee. Is it funny. After one day I logged in and checked my account. It was up 675 dollars, and I saw they charged me for 15 times of Items fee 35$ each. It means they charged me for 535 dollars for that damn Overdraft Item Fee. They didn't let me know the Overdraft Item Fee.

The Friday night last week, I decided to go to the bank early and deposit 650$.in the morning of Sturday I check my account again, and It was up $900.50. I said what the hell to myself. It was somebody dumped me on the head. I was so shock. They charged me for damn almost $800 dollars. I had no idea about that. I was still ok. I went to the bank, and I asked tellers to check my damn pending transactions. They said You still have more Overdraft Item Fee. I will cost almost $1000 dollars more. I almost cried. I was sad. I am living here alone and stay far from home. I looked at my friend who was with me at that time with no comment.

One female teller took the calculator and calculated the Overdraft Item Fee Hide Transactions and she said You need to pay for the other account -$119 otherwise you will pay more $1000 more. She said that with the smile on her face. What the hell with that.

I took all of my money from my pocket and went to the bank to deposit, but I got more bad news. I called my close friends who are studying here as international student from Arizona, Seattle, Rosemead to borrow money. Last Saturday was the most terrible day I have ever had in the USA. When I called my friend in Sanfrancisco to ask for money. She said that she was the victim too. She only had $-110, but when she came to the bank to deposit the amount up to $-789. They charged her for Overdraft Item Fee. She closed her accounts with them

I am the victim. I called many many friends and got the money and deposited to my account. Now I am avalible 1 dollar. However, I need to pay 245 dollars for my other account because Overdraft Item Fee. They got me thousand of that damn OVERDRAFT ITEM FEE. One thing I hate the tellers from Bank Of America is they laugh. The other account I need to pay $250 for OVERDRAFT ITEM FEE. I can't avoid that fee. Because they approved it. What the f* they approved it? They will processed million times for those fee because they will get money.

To me, I am studying here as international student, so I can pay 1000 dollars easily, but this shock me so much. I will close my accounts which I am having. I am their f*ing 2 years customer, and they did that. I can't check my account with their online banking. They update late. Balance is incorrect. THey blocked my debit card for so many times, and gave me the number to call. I called the number. If I were lucky they would unblock. If I were not lucky they would say go to the bank and show your ID. What the heck is that? Damn I don't have enough time to do that stupid thing so many times in a week.

With my overdraft Item fee. I will wait for Monday and go to the bank again and I will ask about the Pending Overdraft Item Fee. They said If I deposited before Monday I will avoid it. I will go to there againa and ask. If they charged I won't be quiet again.

I don't think international student or student should choose this bank to be student's bank. They are trying get money. Their banking online is never right. They hide transaction ans make you think you have money to spend. After that they would charge many times for Overdraft Item Fee. I hate this bank. I really hate this bank. Economic is going down so they are trying to get money from other people.

ThelifeSanta Monica, California
U.S.A.


Company: Bank Of America
Country: USA
State: California
City: Santa Monica
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