First National Credit Card
Credit Card Fraud

I, like many of the others, applied for the Legacy Visa Card through First National Bank and have not been able to use the card due to declining at the checkouts. I thought at first that it was because I had an over the limit fee (my limit being $250) and started checking my statements when they came in. They have so many different fees and charges for services that I cannot take off the card nor have I been able to cancel the card.

I call the number on the back of the card and get a recording that states to call back during office hours or a the phone just rings and no one answers. If I do not pay my $30 payment each month, they call me to set up a payment and then send my a letter confirming my payment. However, each month I pay a little more than the fee, but my balance never goes below the $250 credit limit, which makes me have an over-the-limit fee of $29 each month. What is going on with this company? They have been making so much money off of me and I have gotten nothing in return!

Company: First National Credit Card
Country: USA
State: South Dakota
City: Sioux Falls
Address: PO Box 5097
Phone: 8888839824

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