Aspire Card
Aspire Visa Card Promised Credit Limit then reduced after fees paid, ripoff

Business & Finance

Received offer for credit card and applied. Was "approved" for 14% interest with $1000 limit. Limited to $500 first 90 days and agreed to $85 yearly fee. After first month used card and paid in full (left $0 Balance on card) was notified by mail that Credit Limit was reduced to $387 due to "Account Activity and Frequency of use"

This is a clever way to Charge an $85 fee on a $387 Credit Limit Card. I was willing to pay high interest and fee while re-establishing credit but was told in writting that my limit was $500 and WILL go up to $1000 in 90 days.instead was REDUCED to $387 even after I paid Entire Balance before payment was due.

I called company call center (In INDIA) and was told he could not help. It took 20 minutes to waive $85 fee and close card.


Company: Aspire Card
Country: USA
State: Georgia
City: Columbus
Address: PO Box 23007
  <     >  

RELATED COMPLAINTS

Capital One
Unrequested card payoffs exceeded limit and over-limit fee stayed

Aspire
Visa ripoff over charge and false late charges

Barclay's Bank, Juniper Credit Card
Treated unfairly, reduced credit limit, hurting my credit score

Midland Funding / Midland Credit Management / Aspire Visa
Sued Over Aspire Visa Card With $300 Limit, Now $1,400 Claimed

Aspire Visa - Tribute
Ripoff Closed my account for non use

Capital One
Over-limit fees charged when account was not over limit

Hsbc
Credit limit reduced by $3400 without notice

Kohl's Corporation - kohl's.com
Ripoff reduced credit for "preferred" custome

Aspire Visa Card
Has continually added charges I had to contact customer service about with usually no success