First Citizens Bank
They charged me an 80 dollar fee on a 5 dollar fee

Business & Finance

I have been banking at first citizens for quite a while. The teller told me that if my savings account balance was going to be under 200 dollars they would charge me a fee of 5.00 aprx. Well I was doing well my check gets deposited every two weeks and I leave at least 6 dollars in the account to cover the fee.

Well several days after I withdrawed my paycheck funds I went in to check the balance of my account and it was negative 40 dollars. I called the bank and was explained that I was charged an extra 5 dollars this month for making extra withdrawals. They charged me 10 dollars instead of 5. Putting my account 5 dollars in the negative. Then they charged me a 20 dollar negative balance fee and then proceeded to charge me 5 dollars every day that the account was in the negative including weekends when they are not even opened.

I called then and talked a teller and explained that I don't get paid for two weeks she told me it was my own fault and the fees could not be refunded. I called customer service and they told me only my local branch can fix this.

I called back and talked to Loretta Dickard and she said that whom ever told me that all I needed to do was keep 5 dollars in the account should have looked up the account to see that it was a savings account and then explained that I only get 2 free withdrawals then I am charged for each one. What was the funny part is that Loretta Dickard was the one whom had told me that all I had to do was leave 5 dollars in the account. She told me that the fees could not be refunded and I will be charged continuously until the account fees were settled. She said I could talk to Pam but Pam is never there and that she will have to call me back.

Well Pam did call me back after 4 days and then she said she would call back again. Well the end result is they charged me 80 dollars in fees for a fee that they charged me that put the account in a negative balance and they were very snotty and refused to help me and the whole bank continued to give me a run around. According to me those kinds of fees are criminal and so are the bank and its employees.


Company: First Citizens Bank
Country: USA
State: South Carolina
City: Easley
Address: Calhoun Mem Hwy
Phone: 8643068411
  <     >  

RELATED COMPLAINTS

Us Bank
Makes their money but fradulently charging excessive overdraft fees! And Santa Rosa, California

Fifth Third Bank
5/3 Bank () Charging overdraft fees on pending transactions

Compass Bank
NSF Fees, Rip Off, Charged 10 NSF charges

Bank Of America
Overdraft Fees without even Overdrafting

Thiser, Kroger Feul Center
Kroger, Kroger Feul Center, Kroger Co. Ripoff! I attempted to buy gas with my credit card, but they denied my card twice! So i paid cash for my fuel, but they still charged 70 dollars to my card!

Us Bank
Ripoff overdraft fees on authorizations not account balance

Bb&T Bank
Rosebert and Scherell The Best Bank in Town is The Worst Bank in Town

Citizens Bank
Excessive overdraft fees, allowed activity on a closed account, RIPOFF!

US Bank
Your money is safer in your matress - overdraft fees

US Bank
I'm curious as to what the defenders think of this one