Midland Credit Management - MCM - Midland Funding - Encore Capital Group
Settlement Letter for Citibank Debt I Do Not Owe
- 08-21-2007
- 26
MCM send me a letter entitled 'Settlement Opportunity'. This debt collections company claims I owe them $1514.71 for a CITIBANK USA debt. I don't owe this debt.
The only time in my life I have ever had credit problems was right out of college. That was 24 years ago. Since then, I have perfect credit and always pay all my bills on time.
I double-checked my 3 credit reports (free at annualcreditreport, by the way) to make sure there are no errors. There ARE no errors - my credit reports are all flawless. I saw that Midland Credit Management did a credit inquiry on TransUnion - they saw I didn't owe this debt and apparently decided to try to collect anyway!
I will write to them to tell them I don't owe this money.
Company: Midland Credit Management - MCM - Midland Funding - Encore Capital Group
Country: USA
State: California
City: San Diego
Address: 8875 Aero Drive Suite 200
Phone: 8009354566