Asset Acceptance
Refusal to Validate Former HSBC Debt on My Credit Report

I have made several attempts to validate an entry on my credit report because I believe that it is not mine. The debt was supposed to belong to Household/Orchard (HSBC) Bank originally. I wrote HSBC directly and asked for documentation of the debt. They removed the entry from my file. Asset Acceptance purchased the debt, but is refusing to validate it or remove it from my file. Numerous attempts via written correspondence to get them to honor my rights per the FCRA have proven unsuccessful. My efforts have been met with statements generated from their office, stall letters, and just simply being ignored. I have also disputed this debt with all three of the CRAs who claim that the debt has been verified, however, none have been able to provide me with any proof, or documentation. I also have a letter from the original creditor apologizing for the inconvenience of the entry being on my file in the first place. Asset Acceptance has been totally uncooperative and has exercised blatant disrespect for the Fair Credit Reporting Act.

Company: Asset Acceptance
Country: USA
State: Michigan
City: Warren
Address: PO Box 2036
Phone: 8005258022

  <     >