Capital One
Misleading, false advertisement, ripoff, dishonest fraudulent billing with no customer service www.capitalone.com Virginia

Business & Finance

CapitalOne Credit Company commits fraud by misleads people. I have the most horrible experience with them.

1- They send out flyer for balance transfer from other credit cards free of finance charge for a year. This is a big lie and they want to rip you off. They know the way: They will not charge you on the transfer but they will start charging you finance on your purchases! This was the answer from an account manager after 4 times talking to different managers and all of them were denying the flyer. I have their flyer.

Their managers know nothing on the system.

2- On their statement they show 0 minimum charges. They do not show the total of the transactions and all they will show is New Balance including the balance transfer with no min. Charges due, so you will never know how much you need to pay to avoid finance charges. They are crooks.

3- There is no customer service. When you call them there is no option to reach a representative unless you falsely indicate for example you want to transfer funds. One will be on the phone for minimum half an hour or on hold to fail solving a problem for almost an hour or min. 45 minutes. If they need to do research and the client needs to take care of other business after long time conversation, their response is: we can't make calls to out and we don't have direct # if you won't hold you need to go through the Whole process again.

4- Anyone can charge you.

5- They are great at steeling customer money and ruining their day if client gets the chance to reach them at all.


Company: Capital One
Country: USA
State: Nationwide
Phone: 8009557070
Site: www.capitalone.com
  <     >  

RELATED COMPLAINTS

CapitalOne
Deceptive business practices, non-english speaking representatives who cannot formulate grammatically (english) correct sentences

Capital One
Incompetent credit card company and poor customer service

RBS Credit Card Services
Charges finance charges on finance charges on 0% balance transfers

Washington Mutual Credit Card Co
Charging finance charges every month to new purchases when it's suppose to be 0 ap

Discover Card
Payments apply to Balance Transfer first, then other charges. This means don't use card after making a balance transfer. They don't tell you this up front. Ripoff

Capital One
Is this legal? Overlimit Charge When Finance Charges Put Balance Overlimit

Washington Mutual
Falsly offered zero percent transfer balance for dallas

Fleet - Bank Of America
Ripoff bait and switch 0% balance transfer offe

Providian National Bank
Ripoff fraudulent billing unprofessional customer service personnel

Capital One
Capital One changes T&Cs and adds finance charges