Wachovia - USPS
Wachovia Bank - USPS Fraudulent check cashing ripoff

I live in Yonkers, NY. I am on maternity leave. I receive disability checks from GE financial. Because it is hard for me to go to manhattan where my bank (United nations Federal Credit Union) is located, I usually mail my checks after I sign the back, write my account number and mention " deposit only". I also always send my checks via certified mail. Have been doing this for years never had any problems. My checks where always deposited into my account.

On March 22 I mailed certified, a check for $313.99 To UNFCU. One week letter I still had not received the return portion of the receipt and nothing was deposited into my account. I Called the post office after 10 days they stated the mail was considered lost. When I called GE financial for them to reissue me a new check and cancel the old one, GE stated that my check had been cashed already. I was in shock. They sent me a copy of the cashed check. Turns out my check was cashed at a Wachovia Bank in Orlando Florida. I do not have an account with Wachovia.

Because the check never got to my bank, UNFCU, they don't want to deal with this. I called Wachovia Bank in Florida, they state my bank has to contact them. They say they cannot deal with me because I do not have an account with them.

How can a check on my name (an my name is not common) that was already signed in the back with my UNFCU account number written and mention " deposit only" be cashed by a different person in an different bank? This is flat out fraud. Also how did my check end up in orlando Florida? Someone at the post office is stealing the mail. I am so upset. I need my check because I am not working right now, I don't know what to do or where to file what. Help!

Company: Wachovia - USPS
Country: USA
State: Florida
City: Orlando
Site: wachovia.com

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