Homecomings Financial
Credit Ripoff Fraud Prevents Refinance Ruins Credit

I financed with another company and my Mortgage was sold to Homecomings in August. I have made all of my payments on time. My adjustable rate was set to go up in July, so I asked them about refinancing at the end of April.

I paid $375 for a bogus appraisal. I had to run my own comps after and send them in. This caused them to agree that my house was worth an additional $15K over their bogus appraised value.

I did not like the terms that they offered me for a refinance so I declined their offer and went to look elsewhere for a refinance. After I declined the second company, I started to get declined by any others I pursued.

Now my credit report shows that I made 3 payments over 90 days late. This information was not in my credit report in July. One of these late payments supposedly happened prior to me becoming a customer of theirs. The second late payment occured in the first month. And the third was two months after that. I have my bank records to prove that my payments were made.
So now I am stuck in a higher interest rate until I can get this resolved, and paying an additional $200 a month. I am scheduled for another increase in January. Plus, I now have too many inquireies into my credit because I was trying to get away from this company.

Company: Homecomings Financial
Country: USA
State: Texas
City: Dallas
Address: 2711 North Haskell Avenue
Phone: 8004033907

  <     >