AMC Mortage Services, Inc. - Ameriquest
AMC Mortage Services AKA Ameriquest Mortage Company failed to provide us with loan teerm origanally promised, made deceptive and misleading comments regarding our conditions of the loan, failed to uphold agreement of two work out prorgams Brooklyn Cente

We refinanced through AMC Mortgage Company (a subsidiary of Ameriqest Mortage Company) around March of last year which included consolidating all our debt.initially we were told that the taxes and insurance were included in the monthly charges. To make a long story short, we fell behind on the payments which ended up being more than our previous ones. I was going to Hamline and working but it wasn't enough.

Around two months ago we arranged to make a lump payment (with someone through AMC by the name of Randy) of 2,400.00 dollars to AMC and divide the rest of the arrears into the next 12 payments which would add 200.00 on to each montly bill. We were told that we would recieve comformation of this agreement in the mail. We sent the check in and kept checking through the bank if it was cashed and looking for the letterin the mail. They never cashed it, we never recieved a letter and three weeks later we got a forclosure letter form a law firm in Edina. We put a stop payment on the check and held the money until we could get a hold of someone at AMC due to the fact that Randy was not answering his phone and his voicemail was full. We finally got a hold of somene else because apparently Randy was no longer there due to the fact that the mortage company was in the proccess of downsizing to avoid bankruptsy themselves.

We talked to a person named Lori on June 5th concerning our previous agreement and to find out what was going on with our loan. She told us to fax her the following information: proof of income (check stubs from my three jobs and his one) and total monthly expenses incurred. We got a hold of her the following Friday to go over our new "agreement." We were then told to disregard the forclosure letter and to send in 4,500.00 dollars on July 6th, and the rest again would be broken down to an added 200.00 dollars a month until paid off. We were also told that they were going to add a 10,000.00 dollar charge on our mortage to cover the attorney cost of starting the oprocess of forclosure with obtaining the law firm to write us the letter. Again, we were told that "something would be coming in the mail" for us to sign to verify this agreement. This was about ten days ago.

Last night we were served a letter of sheriffs sale which will be held downtown on July 26th of this year. Do we have any way to contest this and most importantly do we have any legal recourse to take against AMC mortage? It seems they made a binding agreement when they went through all the effort to obtain our current financial situation and set up an alternative payment plan. It would be greatly appreciated if you could give me any recomendations that you come up with.

The attorney who signed the Sheriffs sale was Lawerence P. Zielke but the attorney who wrote the forclosure letter was Diane Mach. (I believe) There is one other attorney listed on their letter which is Craig Barbee.

Sharpio, Nordmeyer & Zielke, LLP
7300 Metro Blvd., Suite 390
Edina, MN 55439
952-831-4060

Company: AMC Mortage Services, Inc. - Ameriquest
Country: USA
State: California
City: Santa Ana
Address: P.O. Bcx 11000, Santa Ana, CA 92711
Phone: 8002116926

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