Wachovia
Joint Account Taken for Husband's Old Truck Debt, Overdraft Fees

My Husband went through a terrible divorce in 2000. We met in 2003 and married in 2004. My husband owed on a truck he voluntarily returned to a bank called SouthTrust Bank in Alabama. They sold the truck and it left a balance of $13,000. My husband moved to NC and was notified the debt amount in 2002 and that his X-wife had filed bankruptcy and they wanted him to pay although they were co-signers.

Wachovia has since bought SouthTrust. We have a joint bank account with Wachovia. They proceeded to take our income tax refunds, my retirement that was direct deposited, child support for my three children, and my paycheck as well as my husbands. A bank official, Mrs Stringer, told me they couldn't distinguish what money was mine or my husbands.

This is hard to believe since on my statement it shows my direct deposit from my check, a deposit from the NC child support enforcement agency, and my IRA deposit with my name on it. My husbands part of the $7600.00 I know they have a right too. Do I have any rights to get money owed on a debt before I ever knew him? Now they have socked us with over a $1000.00 of overdraft fees for ripping me off. Help!!

Company: Wachovia
Country: USA
State: North Carolina
City: Raleigh
Address: 4560 Capital Blvd

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