Midland Credit Management
Same Pacific Bell Debt Reported Twice By Two Collectors

I received a collection letter Ffrom Midland Credit Management In April stating that they had purchased a debt from Pacific Bell. I checked my credit report and found Midland had already placed a negative and source was Pacific Bell. I already have a negative on my credit file from a NCO Financial back in 2001 for the same debt though they stated SBC.

I have now been double dinged by two different companies saying they bought the debt from either Pacific Bell or SBC.

History: Pacific Bell along with Nevada Bell were part of the Pacific Telesis group. SBC communications bought Pacific Telesis in I believe 2003.

Reported to the CRA that I had been double recorded for the same debt (awaiting response).

In the mean time I have sent a validation request letter to Midland as I dont think they own the debt that I disputed way back in 2001 anyway. I know the SOL has expired but the fact that I am double dinged annoys me.

Do I have grounds for suing Midland for Reporting to the CRA a negative that I have already been dinged for by another company in 2001 (NFO Financial)? They also obtained my credit report without my permission.

Lastly I see Calvary Portfolio Services has obtained a CR file on me (Feb) but has yet to do anything else. I wondering if they are going to be the 3rd company stating they now own this debt LOL. I sent Calvary a letter to determine there permissable purpose for obtaining my CR file. I want to sue them to.

Thoughts?

Thanks

Company: Midland Credit Management
Country: USA
State: California
City: San Diego
Address: P.O. Box 939019
Phone: 8008258131

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