Bank Of America
Ripoff

I need help. My 20 year old daughter just relocated to Orlando Fl. From Maryland. She has worked very hard for everything she has for the last 7 years. A great kid who just bought a 2005 car on her own, has credit card (she is never late on) and had a checking and saving accout for 7 years here in Maryland.

Okay she did make a mistake I will admit but-here it goes. She opened a checking and savings account at BOA maybe 2 months ago. She only had her accounts for three weeks. She went to the ATM at BOA and made a depoist in the ammout of 428.00. She had a 1003.00 balance. Well being very well prepared for later deposits she took several ATM deposit envelops for later use went to her car filled out the form and deposited it. A week later someone from the bank contacted her to say there was no money in the deposit envelope. She argued yes there is. Well she went and looked in her glove box and yes she put the money in a different envelope she called said she was so sorry and went right away to BOA with the deposit. They would not take it. Then a few days later she got a letter canceling her accounts for fraud, and refunded her 1,003.00 that was in her accounts. They also reported her to a checking system that prevents her from opening any accounts for 5 years. No loans, no credit cards and no banking accounts.

Now to add insult to injury her room mates accounts at BOA were canceled because she lives in the household. Now he can't open any acoounts for 1 year and they report him to the same checking company. My understanding is that he was with BOA for a while. What do we do?

She made a honest mistake. She has never had anything bad on her credit. Until now! We are going to speak with a Lawyer tommorow about this matter. It is just way to harsh she had a positive balance. Help Please.

Sue
damascus, Maryland
U.S.A.

Company: Bank Of America
Country: USA
State: Florida
City: Orlando
Site: bankofamerica.com

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