MBNA Of America
MBNA..intrest and late fees when paying a month inadvance!

When I met my husband we dated he worked and I paid his bills, we wanted to get all our credit out the way so it would leave room for a honeymoon etc. I paid my car off but he had MBNA credit and I would pay the bill on time, my husband would get statement and ask me when I had mailed it off. Seemed like I was getting blamed for a late payment. So I decided to track to see how long it took to get to these ppl. Well first off the payment is not due till the 18th of the month so on the Frist of nov i sent out the payment. Low and behold he Got charged a late Fee. Made me mad but I showed my husband what I had done and that it was the company not I that was late with the crediting of his account and canceld checks show when they cashed it. So I decided to do a INTREST Calculater it said if i Paid a certain amount a month in 18 mos his debt would be paid. Now he has over the limit charges and the is extra $29.00 added to bill each month Knowing he is NOT suposed to be over the limit they uped the INTREST which made him go over the limit. Now that We are paying more to get it paid off plus their $29.00 fee they have raised the intrest yet again and mim payments went from $51.00 to $71.00. Even if I do Intrest Calculater it keeps going up and up and up These ppl don't want u to pay off the debt u have and all the while they are giving u bad Debt reports so u can't get credit from anyone else. They are not trying to BUILD your Credit they just want u to owe them for the rest of your life! And as soon as I CAN, Helping My husband pay off these blood sucking LEACHES... So we don't have to worry about paying MBNA for they rest of our lives. NOTE: his total credit was $1300.00 he could have paid this off many times over but at the rate of MBNA the closer u are to paying it off the HIGH the INTREST goes so best thing to do is swich to a low intrest Credit card or go to your bank if u have good enough credit, get a loan and PAY MBNA off so they don't collect each month your hard earned money.

Company: MBNA Of America
Country: USA
State: Nationwide

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