Spectra Financial Services - Michael Trudel
Total Rip OFF

Ok, I didn't check on this company before I said yes to their offer to give me a credit card with the balance of $2,000 to re-establish my credit. They called me on January 11 and then took the money from my bank on January 25 and promised to send me the card within 21 days.

When that didn't happen, I called and they said, oh it is 25 business days. Then when that didn't happen they said there was a delay in their shipping department and that there was a one additional week delay. Well here it is 2 months later and now they are not returning calls.

I called the State Attorney's office who referred me to the FBI who said that it doesn't fit their criteria (they handle telemarketing scams and since I allowed them to use my bank apparently it doesn't fit their criteria). They referred me to the State Attorney Generals Office of my state (Indiana) but my past experience is that they only take complaints and when they have a list of complaints against a company then they will open an investigation and prosecute.

So that left me with the Secret Service Agency, (most large cities have an office so check your state capitol) They said yes, they handle credit card fraud, and I'm waiting for someone to call me back. I'll post a response when I get one.

Please pass the word to everyone you know who like me is on the edge of bad credit. Or anyone who is looking to get a credit card. Please feel free to contact me by using the rebuttal box below, to coordinate efforts to prosecute.

Company: Spectra Financial Services - Michael Trudel
Country: USA
State: New York
City: Champlain
Address: 100 A Walnut. Suite 243
Phone: 8662025077

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