Capital One
Offer to transfer charged-off balance resulted in no credit limit and fees
- 01-31-2002
- 14
I received letter from Capital One of offer to transfer my former charged-off account balance of 614.00 to a new Capital One Visa, for which I would receive one simple monthly statement. No annual fee with a 9.9% introductory annual percentage rate until 2003. My new credit limit will be 300.00.
After accepting the offer, after receiving the card I there was no credit limit to be used. Also my credit report showed uncb listed as a charge-off.
After obtaining the card, no payments were made and I am being billed past due fee of 25.00.
I ordered a item on aol, which I did received. Then my monthly showed over the limit charge of 25.00 and past due fee of 25.00 each month.
Martha
Miami, Florida
Company: Capital One
Country: USA
State: Virginia
City: Richmond
Address: P.O. Box 85015
Phone: 18777175925