SKS Payments
Northern Leasing, Inc. Deducted $195 from my business checking account after I closed my business 8 months ago!

I signed a lease agreement 7/30 with Northern Leasing, Inc. Lease term was 48 months at $41.33 per month. Since I was still in business, things just went along as usual... Until I closed my business 8/01/. I was instructed to return my terminal and that would close out my account. I did so via UPS and verified their receiving it. I was charged the following 2 months for "First and Last month".

I still have by business checking account because I do freelance work under the same name and February I get charged $195 from SKSpmt.com and it caused overdraft of $35.00!! I called SKS and was informed that they had notified me via mail (to an address that I moved from in 1) and that "my account had been audited and this charge was a compilation of annual fees that Northern Leasing, Inc. Should have billed and never did." Then she proceeded to tell me the fees are legit and non-refundable.

I go to my bank and close the account and dispute the charge. My bank informs me that SKS/Northern Leasings bank provided them "written authorization" from me that it was okay for this charge!!! WHAT??? I NEVER authorized this charge. So my bank asked their bank for proof and they sent the original lease agreement dated 7/30 that shows the terms were 48 months. But because I had authorized them to deduct from my account at all, they could legally deduct $ of any amount at any time!!!

That just CANT be right, but my bank (who is usually fantastic) said as long as SKS/Northern Leasings bank says "no charge back" then my bank cant refund my money!!!

Im now in the hole $-247 and cant pay my bills... Any advice?

Company: SKS Payments
Country: USA
State: New York
City: New York
Address: P.O. Box 7861
Phone: 18667810440
Site: skspmt.com

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