Capital One
Charged over-limit fees every month on a card I stopped using

Shops, Products, Services

To Who it May Concern,

I have had my particular Capital One Account for a year. I haven't even used my card in the last six months but for some reason I am always over my limit. On September 10 I mailed a payment. Capital One said they never received my payment, but my check was cashed. After going through my bank, Capital One said they would bring me back down to my limit. But every month since, I have been over my limit and getting charged over limit fees. That is funny, because I have not used my card! This last time I cancelled my card because I am tired of calling in every month to straighten out the situation. Now that I have closed my account they are still making me pay a due balance that is over my limit, even though I really shouldn't be over my limit. The customer service agents are of no help and seem to not care. Capital One sucks! I will make sure that everyone I know that has a Capital One Account, closes it immediately. This is so no one else will get screwed. I will not be the only customer lost, know that!

Stephanie
Las Vegas, Nevada


Company: Capital One
Country: USA
State: Washington
City: Seattle
Address: P.O Box 60000
Phone: 18009557070
  <     >  

RELATED COMPLAINTS

Capital One
Interest Charges Pushed Accounts Over Limit, Triggering $39 Fees

Capital One
Every Late Fee Paired With Over-Limit Fee on Small Credit Line

Capital One
Over-the-Limit Fee Caused by Finance Charges

Capital One Financial Corp
Repeated over-the-limit fees caused by added protection fee and finance charge

Capital One
Over-limit fee charged after interest pushed balance past limit

Capital One Financial Corp
Limit Increase Refused, Fees on Small Overlimit, Cancellation Discouraged

Capital One
Credit Limit $200 and I Owe $1,271

Capital One Bank
Fees Continue on Two Charged-Off $200 Cards

Capital One
Finance Charge Pushed Account Over Limit, Triggering $29 Fee

Capital One
Pre-approved platinum card activated with only a $500 limit