U.S. Bank National Association, U.S. Bancorp
Slow Posting of Debits Leads to Overdraft Charges

Miscellaneous

Us Bank processes debit, payments and checks very slow so they your account can overdraft and they can swoop in with a 37.50 charge per item and $8.00 for everyday your acct is negative! I made a purchase at the grocery store for $98.70, when I checked my acct the purchase was on my pending transactions a couple days later I checked my acct again and that charge was nowhere to be found. It wasn't in pending or charges that had cleared... One week went by and that charge was still not showing up, I didn't use any money on that acct because I knew they were holding it for when my acct was low on cash and then they would put the charge thru... The charge finally went thru 2 weeks later and it never showed on any pending transactions or anywhere!!! They first got me when they held a check for 1 month and put it thru when they knew I would overdraft. They hit me with almost $100.00 in fees.

I would recommend people DO NOT OPEN ACCTS WITH US BANK and if you do. Keep a very close eye on all of your transactions..


Company: U.S. Bank National Association, U.S. Bancorp
Country: USA
Address: Victory Blvd
Site: usbank.com
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