Capital One
Hidden Fees and Penalties Inflated Balance on Second Card

Miscellaneous

Unnecessary hidden fees on a credit card that I paid for! The Original Credit Card the Capital One was an (unsecured), I opened with my funds $300.00. In order to collect funds owed on the first card Capital One transferred the balance to a new second card. Now they claim I owe $1,600 balance. I called/wrote Capital One and would be more then happy to settle the matter if they can produce an itemized statement showing me where I have charged $1,600. Have they done this? No! If I paid $300 for the credit card, do you the consumer that that they are going to let me charge up $1,600 in merchandise? I don't think so!

My intention at this point is to obtain proof make restitution on what I have spent and it wasn't much if I only and $300 to begin with.

Am I wrong for not paying the $1,600 which is only hidden fees and penalties? I do not want to pay any hidden fees and would assume that the finance charges could be reduced as well. I understand that their organization is in the business of making money, but I would like to think that as a customer interested in settling this account this agreement would be to both our advantage.


Company: Capital One
Country: USA
State: Virginia
City: Richmond
Address: P.O. Box 85520
  <     >  

RELATED COMPLAINTS

Capital One
Fees Added on $200 Limit Cards Despite Documentation

Capital One Credit
Deceptive hidden fees and credit reporting violations

Capital One
Fees Inflated Balance and Closure Letter Followed by Late Charges

Capital One
Cancelled Card Showed New Charges and Went to Collections

Capital One Credit Card
Assessing late fees when you pay on time

Capital One
Misleading preapproval and late-payment reporting damage credit

Capital One Bank
Hidden $60 membership fee and late fees on unused card

Capital one
Fees billed on a card I cancelled immediately, then negative credit marks

Capital One Bank
Fees Continue on Two Charged-Off $200 Cards

Capital One Credit Card Services
Refused to lower APR while charging overlimit and late fees