Bank Of America
MBNA - Upped my Fixed Rate from 9.99 to 18.99 without warning No luck getting it lowered ripoff

I am not a high earning person and use this card as a revolving cash account when I had the ability to get more credit for getting all my accounts transfered they offered a wonderful rate of 10.90 fixed! This means to me that no matter what it's fixed and won't be changed.

I received no letter and truly don't know why they try and make it harder for me to pay my bills.

I have spent 6 months trying to get it in good standing again and then voila - I'm in good standing again until 2 months later they spring something else on me and I almost expecting it now. No warning this time at all and no reason except that I didn't pay down my balance in the time allotted to me for the fixed transfer rate "what does that mean?"

At close to $4000.00 as my limit 18.99% is just damaging to my pocket book. With the price of gas and my wages staying the same - it's almost making me not be able to pay it anymore.

I'm a statistic I guess I shouldn't live on credit but times are tough and I have a wonderful credit score 640 (now after 6mths of trying to get my credit back) still but who cares when the rates keep going up. They won't even allow me to change to a different card like they used to be able to do. What gives?

Company: Bank Of America
Country: USA
State: Delaware
City: Willmington
Address: P.O. Box 15026
Phone: 8006262556

  <     >