Jd Byryder Cnac
Jd Byrider, getting even with JdByRide

Cars & Transport

I bought a car in because i did not have good credit, i went to jdbyrider, which i soon found was a mistake. The interest they said i would be paying was not what it actually was. I was told 19.9 percent, but it said in the paperwork almost 29 percent. The car was probably bought at an auction for about $1,000 and they put a price tag of about $5,000 on the car. My monthly payments were to be approximatly $379 if I remember correctly.

I had a hard time affording that. I became late with payments, and they called me at my place of employment, they harrassed me and embarassed me in front of my superviser. I told them to come and get it, that I didn't want it anymore. I simply couldn't afford it, what with full coverage insurance and all my other expenses. I was bad judgement on my part, i do admit. I thought i would be able to afford the car when i got it, but lost hours at work and i tried to explain my situation. After approx 6 months they came to get the car.

I saw that they were reporting the full purchase price on my credit report. I also know that they are not allowed to do that, not if they resold the car, which i am sure they did. If they sold the car for a lower amt than on my credit report they can only put the difference on my credit report. I disputed it with experian, and within a month it was taken off my credit report.

I encourage everyone to at least try this. I wrote on my dispute that i happen to know that they resold the car and that I can prove it. I hope this helps someone out there.


Company: Jd Byryder Cnac
Country: USA
State: Ohio
City: St Clairsville
Address: 67701 Mall Road
Phone: 7405260000
  <     >  

RELATED COMPLAINTS

JD Byrider-CNAC -Byrider Finance
False reporting, incorrect reporting to credit bureu

Credit Acceptance
Ripoff

Cnac
JD Byrider Car repod in 2004 and sold at auction but want me to pay the full amount plus interest

JD Byrider - J. D Byrider - CNAC
Jd byrider, aka cnac, aka j. D Byrider Watch out for these guys!

J D Byrider - Cnac
Ripoff warranty so they will do anything so they don't have to fix it

Credit Acceptance Corporation
Didn't report my payments to credit companies for a year Southfield

Experian
False reporting

CNAC Financing
Don't do business with them

Cross Country Bank
Fraudulent credit reporting Ripoff

Experian Credit Reporting Agency
Terrible experience