Credit Acceptance
Sheriff served $9,852 judgment, attorneys now claim $17,952 after repossession

I live in Birmingham, Alabama and purchased a car from Anthony Underwood Automotive financed thru Credit Acceptance 7 years ago. I got laid off from my job at Bellsouth, could not obtain employment as quick I needed, so it led to me not being able to keep the car.

I called CAC's customer service and did not get any help or suggestions of what to do. The only thing was told to me was I could borrow the money and pay the car off... I was like... Hello! I just said I did not have a job anymore, so how was I going to obtain a loan for payoff?

Anyway, I just told them that I would have to give the car back, and the next day w/o warning the company's Repo man knocked on my door and asked if I could clean the car out and give him the keys... He was the only nice person working for them.

Well I got a few letters and phone calls for about 6mons in and have not heard from them until Feb. 2007!
The letter stated that "I know this is income tax season" and we are willing to settle your debt with our company.

I was shocked, so I put the letter on my desk, to call and see what kind of arrangements are to be made. Well, needless to say, a Sheriff comes to my job on today (2/8/07) and delivers me a court order from CAC's attorney for a judgement of $9852.75.

I called the number on the documents and was verbally abused by the staff of Zarzar & Schwartz attny saying that I now owe $17,952.85!!! From late fees, attny fees, collection fees, and interest on the account.

This is ridiculous, and now I am having to get a lawyer and I can't really afford one to help me fight this...

Company: Credit Acceptance
Country: USA
State: Michigan
City: Southfield
Address: 25505 West 12 Mile Road
Phone: 2483532700

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