Allstate Insurance
Allstate Insurance Claim Payment Dodging Ripoff Arbitration Board corruption

My vehicle driven by a friend of my daughters was involved in an auto accident in Arizona. An investigation was done at the time of the accident by the Phoenix Police Department. At the time of the accident, the driver of the vehicle which hit my car was cited. The citation was #28-774 which was Failure to Yield the Right of Way. This driver was exiting a private driveway into incomming traffic and did not see my vehicle in the left turn lane making a left hand turn.

Damage to my vehicle was estimated at $2400 by an independent Toyota dealer.

I worked with Allstate for many months to cover the damage to my vehicle (from date of accident 11/16/99 to 06/14/00). They would not settle the claim as they disputed who was at fault in the accident and was taking the claim to arbitration. Finally, on 06/14/00; I received a letter that stated the driver of my vehicle was 70% at fault and therefore Allstate would not be covering the damage.

At the time, I did not have collision on this vehicle through my insurance carrier, Nationwide. Therefore, they were not too interested in fighting the arbitration since there was no vested interest. So when the claim went to arbitration, I feel my case was not represented at all and Allstate had the winning hand from the beginning.

Question I need answered is: How can the driver of the other vehicle be issued a citation by the investigating officer (an "on the scene" dutifully sworn-in officer of the law) and found guilty of not providing right of way but then later determined by an "arbitration" board (not at the scene of the accident) and mainly represented by Allstate find that my vehicle's driver was 70% at fault?

I want to know what representation I had at the Arbitration Board Hearing? What evidence was presented on my behalf? How could the fault be totally opposite what the on-site officer saw?

I feel Allstate had the upper hand during the arbitration since I had NO representation in this matter.

Therefore, since the Arbitration Board sided with Allstate; I am out of $2400 and Allstate gets off FREE! THIS IS NOT FAIR!

Allstate Claim 2246679373

Danny
Gainesville, GA

Company: Allstate Insurance
Country: USA
State: Arizona
City: Phoenix
Address: 2910 N 44th Street, Suite 210
Phone: 5205125400

  <     >