Walmart Visa Gift Card
Positioned as a Gift Card, but forces you to open a pre-paid debit account

Recently my mother purchased a Walmart Money card for me for my birthday. The problem is that it is actually packaged as a "Visa Gift Card". So by all appearances, it looks like you are simply purchasing a Visa Gift Card that can be used at a variety of merchants.

What she didn't realize is that in order to use the gift card, the recipient is forced to sign up for a debit card with Walmart and Visa. The recipient must disclose personal information like your social security number, address, and birthday. The company then actually does a credit check and OPENS a debit card account in your name without your consent. And if you don't want to have your credit dinged and go through the process of opening up an account with Walmart Money card, you don't get to use the gift your mother spent her hard earned money on. They offer no refunds on the original gift card purchase.

Company: Walmart Visa Gift Card
Country: USA
Site: walmartgift.com

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