Accounts Receivable Management
Ripoff Lied regarding past due debt with Household Auto Finance Corporation

I have a past due debt with Household Automotive Finance Corporation. Household's collection agency, Accounts Receivable Management, Inc., has been calling me at work and at home at least a half dozen times a day. On Saturday, June 12 I received a call from the collection agency, an agent "Jason Hall". He flat out told me that Household was planning on sueing me for the balance due. Okay, fine. But, then he went on to tell me that if I did not pay the entire $4500.00 balance due by Monday, June 14, they were going to go ahead with the lawsuit. Whoaaaa! Two days notice.

When I told him there was absolutely no way I could do this, Mr. Hall proceeded to tell me that in New York state, they could take as much as 70 percent of my income and assets and I would be put out on the street. This is a bold face LIE.

Collection agents are not allowed by federal law to threaten ("put out on the street") consumers.in New York State, particularly where I live in Tompkins County, courts are limited to taking a total of 10 percent of my pay through wage garnishment, and only if the garnishment fails, can they then go ahead and attatch assets. Mr. Hall, before you continue making anymore of these collection calls, may I suggest you consult with an attorney? You could be sued for these illegal scare tactics. Scare tactics don't work with me, I am knowledgeable about my state and county laws. Beware of illegal scare tactics and research your local garnishment laws!!!

Company: Accounts Receivable Management
Country: USA
State: New Jersey
City: Thorofare
Address: P.O. Box 129
Phone: 8002203350

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